Go to the page content

Hot career opportunities in the European fund industry

An Information Service of The Financial Times

Privacy

TERMS OF USER AGREEMENT & PRIVACY POLICY

1. WELCOME

Thank you for subscribing to Money-Media (the “Service”) and visiting us online at a Money-Media Website (the “Website”). Please read this Terms of User Agreement (the “Agreement”) carefully. By registering for the Service, whether as an individual or through a company subscription, each User has entered into an agreement with Money-Media. At all times, each User is bound by the then-current version of this Agreement and all applicable laws. We highly recommend that each User review this Agreement from time to time to ensure that they are familiar with the most recent version.

2. LICENSE GRANT

In return for the timely payment for the Service and subject to the other terms and conditions of this Agreement, Money-Media hereby grants a limited number of your full- and part-time employees who are acting within the scope of their employment (the “Users”), a limited, non-exclusive, non-transferable license to display the stories, databases, polls, webinars, videos and other materials provided by the Service (e.g., Agenda, FundFire, BoardIQ, Ignites, ODX, Ignites Europe, and/or Financial Times) (collectively “the Content”), and also to make a reasonable number of printouts of the Content, for internal company use only. The exact number of full and part-time employees authorized to access the Content are described in the sales contract. Such use expressly excludes any republication or redistribution beyond the scope of the license granted hereby. All information available through the Service is the sole property of Money-Media or related companies, and may not be copied, distributed, reproduced, or sold without the express written consent of Money-Media. Under no circumstances may any User provide access to or copies of the Content to any person not licensed hereby.

3. FORWARD TO A FRIEND

Users may occasionally utilize our “Forward to a Friend” function to e-mail an article from the Service to a few individuals, without charge. Users are not permitted to provide others with access to the Content on a regular basis. When this feature is used, Money-Media monitors information regarding the sender's name, email address and comments, as well as the recipient's name and email address.

4. MONITORING USE

Money-Media reserves the right to monitor usage of the Website and the Service and to compile reports on such usage.

5. DISCLOSURE OF INFORMATION

Money-Media may preserve and disclose information about each User for the following limited purposes: (1) to comply with legal process, such as a court order, search warrant, or subpoena; (2) to enforce this Agreement; (3) to respond to a request from you; (4) to promote the Content or the Service; and (5) in circumstances that we deem, in our sole discretion, to constitute illegal activities including fraud, or that pose a threat to the safety of you or others.

6. COPYRIGHTS AND TRADEMARKS

A. Ownership

The Website includes trademarks and service marks owned by Money-Media and its related companies. The Website also includes trademarks and service marks owned by third parties, which appear on the Website with the permission of their respective owners. Use of any of these marks without permission may constitute infringe or otherwise violate trademark rights.

B. Notice and Procedure for Making Claims of Copyright Infringement

1. Notification of Alleged Copyright Infringement

It is Money-Media’s policy to respect the intellectual property rights of others. In connection with this policy, Money-Media will not knowingly post content of any kind that infringes the copyrights of others. Accordingly, and pursuant to the Digital Millennium Copyright Act (17 U.S.C. §512(c)), Money-Media has designated an agent to receive notifications of alleged copyright infringement on the Website (the “Designated Agent”). If you believe that your work has been used in a way that constitutes copyright infringement, please send a written communication to Money-Media’s Designated Agent that contains the following:

  1. a description of the allegedly infringed work;
  2. a description of the location of the allegedly infringing work on the Website, including the URL;
  3. your name, mailing address, email address, and telephone number,
  4. a statement by you that you have a good faith belief that the disputed use is unauthorized under current law;
  5. a statement by you that you believe, under penalty of perjury, that your allegations are true and that you are the copyright owner or acting on behalf of the copyright owner; and
  6. your physical or electronic signature.

(a “Notification of Alleged Infringement”).

When Money-Media receives a proper Notification of Alleged Copyright Infringement, Money-Media will remove or disable access to the allegedly infringing material and promptly notify the alleged infringer. Money-Media will advise the alleged infringer regarding the Digital Millennium Counter Notification procedures discussed below. Pursuant to the Digital Millennium Copyright Act, Money-Media reserves the right to terminate the accounts of repeat infringers.

2. Counter Notification

If you believe your copyrighted material was mistakenly removed from the Website, you may submit a Counter Notification to the Designated Agent listed below pursuant to 17 U.S.C. § 512(g)(2) and (3). The Counter Notification must include:

  1. identification of the material that was removed or disabled due to mistake or misidentification and the location where the material appeared before it was removed or disabled;
  2. a statement that you consent to the jurisdiction of the federal District Court in which your mailing address is located, or if your mailing address is located outside of the United States, you consent to the jurisdiction of the U.S. District Court for the Southern District of New York, Manhattan Division;
  3. a statement that you will accept service of process from the party that filed the Notification of Alleged Copyright Infringement or the party’s agent.
  4. your name, mailing address, email address, and telephone number;
  5. a statement that you have a good faith belief, under penalty of perjury, that the material in question was removed or disabled due to a mistake or misidentification; and
  6. your physical or electronic signature.

If you comply with the Counter Notification procedures identified above, Money-Media will restore your removed or disabled material after ten (10) business days but no later than fourteen (14) business days from the date Money-Media receives the Counter Notification, unless Money-Media first receives notice from the person who submitted the Notification of Alleged Copyright Infringement that such person has filed an action seeking a court order to restrain your activity related to the removed or disabled material.

3. Registered Agent

Please submit Notifications of Alleged Infringement and Counter Notifications via mail or email to:

Daniel I. Fink
Managing Director

Money-Media
330 Hudson Street
New York, NY 10013
Email: dmca.agent@money-media.com

C. Use of Your Company Name/Logo

You agree that we may list your company name on the Website to facilitate registration for the Service by your authorized employees.

7. LINKS FROM THE WEBSITE

Links provided from the Website to other websites or Internet locations are provided for the convenience of the Users. Money-Media does not endorse, sponsor, or approve of any content of such websites or locations. Money-Media has no control over any of the websites or Internet locations that you may access through the Website, and is not responsible for the content or accuracy of the content of any such website or location. If a User accesses any other website or Internet location through the Website, the Users do so at their own risk. If you believe that any link on the Website leads to an illegal, offensive, or inappropriate website, please contact Money-Media.

8. USE OF FORUMS

The Website may offer Users the ability to use forums to communicate with other Users or to comment on the Content. Users must not transmit any message in connection with any forum ("Message") that: (a) restricts or inhibits any other user from using and enjoying the Website; (b) is unlawful, threatening, abusive, bigoted, hateful, libelous, defamatory, obscene, vulgar, offensive, pornographic, profane, sexually explicit, or indecent; (c) constitutes, advocates, or encourages conduct that would constitute or give rise to a criminal offense, civil liability, or other violation of any local, state, national, or international law; (d) violates, plagiarizes, or infringes the rights of third parties including, without limitation, copyright, trademark, patent, trade secret, rights of privacy or publicity, or any other proprietary right; (e) contains a virus or other harmful content or material; (f) contains any information, software, or other material of a commercial nature; (g) contains advertising, promotions, or commercial solicitations of any kind; or (h) constitutes or contains false or misleading indications of origin or statements of fact.

Money-Media shall have the right, but not the obligation, in its sole discretion to review, edit, or delete any Message transmitted in any forum that: (a) violates any term of this Agreement; or (b) is otherwise illegal, offensive, or inappropriate. Upon such violation, Money-Media shall have the sole discretion to terminate the User’s access to the Website. Money-Media reserves the rights to fully cooperate with any law enforcement authorities or court orders requesting or directing Money-Media to disclose information regarding any User who submits a Message that violates the foregoing terms.

Although Money-Media may from time to time monitor or review Messages submitted in forums on the Website, Money-Media is under no obligation to do so and assumes no responsibility or liability arising from the content of any Message nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained therein. Display of any Message in any forum does not constitute approval or endorsement by Money-Media. If you believe that any posting to the Website is illegal, offensive, or inappropriate, please contact Money-Media.

Messages submitted in forums on the Website, including any data, questions, comments, suggestions, information, images, or the like, will be treated as non-confidential and nonproprietary. By submitting a Message to the Website, Users acknowledge that any information disclosed by you therein (a) may be used by any third party, including Money-Media; (b) is not confidential and may be read or intercepted by others; and (c) creates no confidential, fiduciary, contractually implied or other relationship between you and Money-Media other than pursuant to this Agreement.

9. PROHIBITED USES

In addition to the requirements set forth in other sections of this Agreement, each User agrees not to access and/or use the Website for any purpose not expressly authorized by the Agreement and/or to transmit, post, or distribute to the Website content that:

  1. constitutes an advertisement or solicitation of business of any kind, including but not limited to spam, chain letters, and pyramid schemes;
  2. contains or constitutes software, computer programs, or routines of any kind, including but not limited to viruses, bots, worms, and spiders;
  3. collects information about others, including but not limited to users’ e-mail addresses;
  4. imposes an unreasonable load or burden on the Website’s infrastructure;and/or
  5. reverse engineers, decompiles, or disassembles the software comprising the Website.

10. DISCLAIMER OF WARRANTIES

ALL CONTENT OF THIS WEBSITE IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OR REPRESENTATIONS OF ANY KIND, EITHER EXPRESSED OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, MONEY-MEDIA DISCLAIMS ALL WARRANTIES AND REPRESENTATIONS, EXPRESSED OR IMPLIED, RELATING TO SUCH CONTENT, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES AND REPRESENTATIONS OF NONINFRINGEMENT OF THIRD PARTY INTELLECTUAL PROPERTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND QUIET ENJOYMENT. ALTHOUGH MONEY-MEDIA STRIVES TO MAKE THE CONTENT ACCURATE, COMPLETE, AND CURRENT, MONEY-MEDIA DOES NOT WARRANT OR REPRESENT THAT ANY CONTENT OF THIS WEBSITE OR ANY DATA ON THIS WEBSITE IS ACCURATE, ERROR-FREE, COMPLETE, OR CURRENT, THAT USE OF SUCH CONTENT OR DATA WILL BE UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE, ITS CONTENT OR DATA, AND THE SERVERS ON WHICH THE WEBSITE AND CONTENT ARE AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR OTHERWISE COMPLETELY SECURE. MOREOVER, MONEY-MEDIA DISCLAIMS ANY OBLIGATION TO MAINTAIN THIS WEBSITE OR KEEP IT OPERATIONAL. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO THESE EXCLUSIONS MAY NOT APPLY TO YOU IN WHOLE OR IN PART.

11. LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES WILL MONEY-MEDIA BE LIABLE TO ANY PERSON OR BUSINESS ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR OTHER DAMAGES OR LOSSES BASED ON OR CAUSED BY ANY USE OF THIS WEBSITE OR ANY OTHER WEBSITE TO WHICH THIS SITE IS LINKED, THE CONTENT OF THIS OR OTHER WEBSITES, OR ANY VIRUSES OR OTHER HARMFUL COMPONENTS DERIVED FROM ANY SUCH WEBSITES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, REVENUE, OR USE, BUSINESS INTERRUPTION, OR LOSS OF COMPUTER PROGRAMS, DATA, OR INFORMATION, EVEN IF MONEY-MEDIA HAS BEEN SPECIFICALLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF CERTAIN LIABILITIES, SO THESE EXCLUSIONS MAY NOT APPLY TO YOU IN WHOLE OR IN PART.

12. TERMINATION OF SERVICE

Money-Media reserves the right to change or discontinue at any time, without notice, any forums, content, materials, equipment, specifications, models, products, software, applications, and/or services described on the Website, or the availability thereof. Money-Media also reserves the right, in its sole discretion, to terminate this Agreement and any User’s access to all or part of the Website. In the event of Termination of Service, Users who have actually paid a subscription fee may request a refund from Money-Media.

13. INDEMNIFICATION

Each User agrees to indemnify and hold harmless Money-Media and its parents, subsidiaries, affiliates, directors, officers, employees, agents, licensors, partners, co-branders, members, representatives, successors, and assigns, from and against all liabilities, claims, expenses, and demands, including reasonable attorneys’ fees and amounts paid to settle claims, made by any third party due to or arising from the content you submitted, posted, or transmitted to or through the Website, your use of the Website, your violation of this Agreement, or your violation of any rights of another.

14. NO WAIVER

The failure of Money-Media to enforce any provision of this Agreement or to respond to a breach of this Agreement by you or other parties shall not in any way constitute a waiver of Money-Media rights to subsequently enforce any provision of this Agreement against you or any other party.

15. PRIVACY POLICY

Financial Times group takes the privacy of its users seriously. We are committed to safeguarding the privacy of our users while providing a personalised and valuable service. This Privacy Policy statement explains the data processing practices of Financial Times group. If you have any requests concerning your personal information or any queries with regard to these practices please contact our Privacy Officer by e-mail at privacy.officer@ft.com.

Our site contains links to third party sites which are not subject to this privacy policy. We recommend that you read the privacy policy of any such sites that you visit.

Information Collected

Personal information is collected by the FT companies listed below on behalf of the Financial Times group of companies. Each of these FT companies are registered with the UK's Information Commission as Data Controllers in accordance with the Data Protection Act 1998.

Company: The Financial Times Ltd
Registered Office: Number One Southwark Bridge, London SE1 9HL
Registered Number: 227590
Group VAT Number: 226162332
Data Protection Registration Number: Z7087146

Company: FT Personal Finance Ltd
Registered Office: Number One Southwark Bridge, London SE1 9HL
Registered Number: 3855520
Group VAT Number: 226162332
Data Protection Registration Number: Z7670392

Company: The Financial Times (M-M UK) Limited, trading as Money-Media
Registered Office: Number One Southwark Bridge, London SE1 9HL
Registered Number: 1398449
Group VAT Number: 226162332
Data Protection Registration Number: ZVK463

We collect personally identifiable information about you (your "Data") through:

  • the use of enquiry and registration forms
  • when you purchase any of our products or services
  • the provision of your details to us either online or offline.

The elements of your Data that we collect may include:

  • Name
  • Job title
  • Company name
  • Company address, phone and fax number
  • Home address and phone number
  • Mobile telephone number
  • E-mail address
  • Payment details such as credit card information
  • Market research data such as readership patterns
  • Other information you provide to us..

If you are a subscriber we may also collect information regarding your use of the service.

We also collect information automatically about your visit to our sites. Please see the Use of Cookies section for more details.

Use and Disclosure of Personal Information

We use your Data for purposes which may include:

  • providing our users with a personalised service
  • assisting with technical support and account/website updates
  • processing orders, registrations and enquiries
  • conducting market research surveys
  • running competitions
  • providing you with information about products and services we offer (providing you agree to receive such information)
  • sharing your Data with third party organisations who offer products or services which we feel may be of interest to you (providing you agree to receive such information)
  • See the Use of Cookies section for more details.

We may also disclose your information to business partners and to third party suppliers we engage to provide services which involve processing data on our behalf, successors in title to our business or in accordance with a properly executed court order or otherwise required to do so by law.

We also use information in aggregate form (so that no individual user is identified):

  • to build up marketing profiles
  • to aid strategic development
  • to manage our relationship with advertisers
  • to audit and demonstrate usage of the site.

Use of Cookies and Other Tracking Devices

We use cookies to help personalise your use of our sites. A cookie is a small piece of information which is sent to your computer's hard drive by the web server so that the website can remember who you are. This information may include information relating to your use of our sites, information about your computer such as the computer's IP address and browser type, demographic data and, if you arrived at our site via a link from third party site, the URL of the linking page. If you are a registered user or subscriber this may include your name and email address, which may be transferred to data processors for registered user or subscriber verification purposes.

We use information from cookies for purposes which may include:

  • identifying returning users, registrants and subscribers and to allow subscribers to be presented with a personalised version of the site
  • enabling you to move more easily around our site
  • tracking your use of our site to better develop our sites in accordance with your requirements
  • building up a demographic profile

You can delete cookies from your hard drive at any time however this will mean that any settings such as your stored username and password will have to be reset. You can set your internet browser so that it will not allow cookies to be stored on your computer. This may reduce functionality of the site, prevent access to subscriber-only areas of the site and mean that certain features or content will not be available to you. Further information on how to prevent cookies from being stored on your computer can be found on http://www.allaboutcookies.org under the "manage cookies" section. Alternatively go to the help menu within your internet browser.

From time to time we may permit 3rd party companies to set cookies on FT sites for purposes which may include market research, serving advertisements, revenue tracking or to improve functionality of the site.

Some FT websites may use pixels, or transparent GIF files, to help manage online advertising. These GIF files are provided by our ad management partner, Atlas. These files enable Atlas to recognize a unique cookie on your Web browser, which in turn enables us to learn which advertisements bring users to our website. With cookies, the information that Atlas collects is anonymous and not personally identifiable. It does not contain your name, address, telephone number, or email address. For more information about Atlas, including information about how to opt out of these technologies, go to http://www.atlassolutions.com/.

Some FT websites use WebTrends and Google Analytics, web analytics services. WebTrends and Google Analytics use cookies to help us to analyse how users use FT sites. The information generated by the cookie about your use of our sites (including your IP address) will be transmitted to and stored by on servers in the United States. They will use this information for the purpose of evaluating your use of our sites, compiling reports on website activity for us and providing other services relating to website activity and internet usage. They may also transfer this information to third parties where required to do so by law, or where such third parties process the information on their behalf. They will not associate your IP address with any other data held by WebTrends or Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of FT sites. By using this website, you consent to the processing of data about you by WebTrends and Google in the manner and for the purposes set out above. Please see our Cookie Policy for more details.

Some of the advertisements you see on FT sites are generated by third parties. Some of these third parties generate their own cookies for statistical purposes, for example, for tracking how many unique users have seen a particular advertisement, and how many times they have seen it, and for providing you with advertisements that are more relevant to your interests. They do not contain personal information such as your name or email address. FT do not have access to these cookies, although we may use statistical information arising from the third party cookies and provided to us by Revenue Science, to improve the targeting of advertisements to users.

Security Policy

Financial Times companies have appropriate measures in place to ensure that our users' Data is protected against unauthorised access or use, alteration, unlawful or accidental destruction and accidental loss. User Data may be transferred outside the FT group to data processors such as fulfillment houses but they will act only on our instructions to provide the services required.

Transfer of Data

The Internet is a global environment. Using the Internet to collect and process personal data necessarily involves the transmission of data on an international basis. Therefore, by browsing the FT Sites and communicating electronically with us you acknowledge and agree to our processing of personal data in this way. By agreeing to our transfer of your Data to third party organisations for them to send you details of products and services offered (as detailed above) you are deemed to provide your consent to any transfer of your Data to organisations based outside the European Economic Area.

User Access and Control of Data

If you wish to amend any of the Data which we hold about you, or update your marketing preferences, please visit the "Contact Us" section of our website.

Calls made to these numbers may be recorded for training and quality control purposes.

In accordance with the Data Protection Act 1998, you may request a copy of the personal information we hold about you by contacting the Privacy Officer by e-mail at privacy.officer@ft.com or writing to:

Company Secretary
The Financial Times Ltd
Number One Southwark Bridge
London SE1 9HL
United Kingdom

We may charge the statutory allowable fee for provision of this information.

Children Under 14

We do not intentionally collect any information on children under 14 years of age. We will undertake to delete any details of such users where a parent or guardian has notified us that any such details have been obtained.

Changes to this Policy

This policy is effective 2008. From time to time we may make changes to this privacy policy statement to reflect any changes to our privacy practices in accordance with changes to legislation, best practice or website enhancements.

16. VIOLATIONS

Please report any violations of this Agreement to Money-Media.